You’ll receive a physical card within 10 business days after getting approved for Truecard and accepting the cardholder agreement.

You will receive the color card you chose during your application process—either blue or black. If you’re one of the first 1,000 people approved for Truecard, you’ll have the opportunity to receive a black metal card*.


Truecard is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

*The first 1,000 Truecard applicants to be approved will have the option to select a black metal Truecard. All subsequent users will have the option to select a blue or black plastic card. Joining the waitlist does not guarantee Truecard eligibility. Geographic, regulatory, and underwriting restrictions may apply.

Did this answer your question?