We cannot guarantee you will be approved for Truecard.

If you have too little credit history to have a FICO—typically known as “thin-file—or if your credit score is “fair” or “good”, we may use the cash flow indicated in your linked checking account to help make the credit decision.

We are constantly working on additional products to serve the needs of all of our customers. If you’re not approved today, we hope to approve you soon.


Truecard is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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