You are only able to deposit into your savings plan from the Rocket Money app. Managing this feature is not available on our website.
Here’s how to deposit:
From your Dashboard, tap the word “Savings” to expand the savings section
Tap on the name of your savings plan
Tap “Add Money”
If the instructions above don’t match what you are seeing in the app, try these steps instead:
From your Dashboard, tap the word “Savings” to expand the savings section
Tap on your Smart Savings plan
Select Options in the upper right corner
Tap on Add Money and enter the amount of money you'd like to deposit into Smart Savings
Please note that deposits typically take 4 business days to become available in the app.
Why can't I add money?
Rocket Money's overdraft prevention system will not allow any deposits into your savings plan if it detects that there might not be enough funds in your funding account.
We do have some deposit limits that could prevent you from adding money. You can add $250 in one transfer and a total of $1,500 per day